Welcome to DRO-UK
Debt Relief Orders – Take advantage of our expert service now!
At Baines & Ernst we are committed to helping everyone we speak to with their finances, that’s why we offer our Debt Relief Order Service
free of charge! A Debt Relief Order
(DRO) could be the answer to your money worries and you might find it is the cheapest way to clear your
debts and get your life back on track.
With a Debt Relief Order there is a one off application fee of £90, there are no monthly charges. This fee is paid by you to the Insolvency
service, not to Baines & Ernst. We offer our DRO service free of charge to our clients to help people become debt free without having to
file for bankruptcy.
Baines & Ernst is an audited member of the Debt Managers Standards Association (DEMSA) - The DEMSA code of practice is approved by the Trading Standards Institute.
What is a Debt Relief Order?
A Debt Relief Order is a cheaper alternative form of bankruptcy for people who have a low disposable income. A DRO allows those whose
unsecured debts are not above £15,000 and who have assets of £300 or less to solve their debt problems without having to pay expensive fees.
With a Debt Relief Order
you would not have to go to court. We will act as an approved intermediary on your behalf. We will submit your
application for a DRO to the Insolvency Service (once you have paid your £90 application fee) and support you every step of the way.
A Debt Relief Order typically lasts for a year. During that time, none of the creditors you owe money to, who are included in the DRO, will
be able to take action against you to get their money back. At the end of the year, you'll be free of all the unsecured debts listed in the
Advantages of a Debt Relief Order
All unsecured debts included in the DRO will be cleared after 12 months
A cheaper alternative to Bankruptcy
No need to book and wait for appointments, all you need to do is make one simple phone call to us and
we will take it from there